Defi Lending Experiences a 72% Boost, Thanks to the Increased Demand for Stablecoins and Repayable Assets (RWAs)
In the rapidly evolving world of decentralized finance (DeFi), DeFi lending is witnessing explosive growth in 2025. This surge is largely attributed to increased institutional participation, as highlighted by Binance Research.
The total value locked (TVL) in DeFi lending protocols has soared 72% year-to-date, reaching over $127 billion this week. Among the notable projects, Plume takes the second-largest spot with a staggering $807 million, closely followed by Vision in third place with $688 million.
One of the key drivers of this growth is the adoption of stablecoins and tokenized real-world assets (RWAs). The total value of stablecoins stands at $273.18 billion, marking a 6.18% increase over the past month. Similarly, the tokenized asset sector is also expanding rapidly, with the RWA Global Market reaching an all-time high (ATH) of $28 billion.
Notable RWA projects, apart from Plume and Vision, include WhiteRock, CreditCoin, and Mantra. In the top 10, Ondo Finance stands out with a $9.7 billion FDV.
The growth in DeFi lending comes as no surprise, given the advancements in on-chain financial products. These innovations are creating more transparent and efficient capital markets, bridging the gap between traditional finance and decentralized platforms.
Private credit leads the way in tokenized assets, with a value of $15.98 billion. Public equity follows closely at $341.7 million, while commodities and institutional funds each have a tokenized value of $1.78 billion.
The number of tokenized asset holders has also seen a significant increase, rising by 8.65%, reaching 373,348. This growth is further evidenced by the rise in U.S. Treasury debt standing at $7.58 billion in tokenized assets.
The rise in DeFi lending is a testament to the momentum of the tokenized asset sector. Alvin Foo, co-founder of NASDEX, celebrated this development, stating, "The growth in DeFi lending is a key gateway for bridging traditional finance with decentralized platforms."
As DeFi lending continues to grow, it is expected that more institutions will adopt stablecoins and tokenized real-world assets, further fuelling the expansion of this dynamic sector. Projects like Maple Finance and Euler, which have seen significant gains with Maple Finance seeing a 586% increase and Euler seeing a 1,466% increase, are indicative of this trend.
In conclusion, the future of DeFi lending looks promising, with its potential to reshape traditional finance and create a more decentralized, transparent, and efficient financial ecosystem.
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