Enhanced Perks for Active-Duty U.S. Military Members with American Express Gold Card

Enhanced Perks for Active-Duty U.S. Military Members with American Express Gold Card

Amex Cards Offer Multiple Benefits for Active-Duty Military Members

American Express offers a range of credit cards that provide valuable benefits to active-duty military members, taking into account the unique needs and circumstances of service personnel. Here are some key features of the Amex cards that cater to the military community:

Amex Gold Card

1. No Preset Spending Limit: The Amex Gold Card offers more flexible purchasing power with no preset spending limit, making it easier for military personnel to manage their expenses during Permanent Change of Station (PCS) moves or other unexpected situations.
2. Fee Waivers and Reduced Costs: American Express waives or reduces fees for active-duty military members, effectively eliminating the annual fee for eligible members, helping them save hundreds of dollars annually.
3. Travel and Shopping Perks: Active-duty military members can enjoy travel-related perks such as dining credits, Uber Cash, and exclusive rewards on flights and hotels booked through Amex Travel.
4. Consumer Credit Protections: The card offers protections that go beyond the legal minimums set by the Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA), reducing financial burdens for military members.
5. Additional Shopping Protection and Advantages: The card offers shopping protections that can include purchase protection, extended warranties, and return protection, enhancing the value for military members managing their household expenses.
6. How to Access Benefits: Active-duty service members need to request military benefits through American Express directly, often by providing proof of service, after which fees are waived and protections applied.

Amex Platinum Card

1. Travel Credits: The Amex Platinum card offers up to $120 application fee credit for TSA PreCheck or Global Entry, up to $200 airline incidentals statement credit, and up to $200 statement credit and benefits at The Hotel Collection and Fine Hotels & Resorts.
2. Lounge Access: The card offers worldwide access to over 1,400 lounge properties, including Centurion Lounges.
3. Hotel and Rental Car Program Elite Status: The Amex Platinum card offers Hotel and rental car program elite status and benefits.
4. Annual Fee Exemption: Active-duty military members can enjoy an annual fee exemption for the Amex Platinum card.

Delta SkyMiles Reserve American Express Card

1. Inflight Savings: The Delta SkyMiles Reserve American Express Card offers a 20% statement credit on inflight food and beverage purchases.
2. Free Checked Bag and Priority Boarding: The card offers a free checked bag and priority boarding for Delta Reserve cardmembers.
3. Delta Sky Club Access: The card offers 15 visits year to the Delta Sky Club when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year.
4. Companion Certificate: Enjoy a Companion Certificate on a First Class, Delta Comfort+, or Main Cabin domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card.
5. Annual Fee Exemption: Active-duty military members can enjoy an annual fee exemption for the Delta SkyMiles Reserve American Express Card.

Hilton Honors American Express Aspire Card

1. Hotel Credits: The card offers up to $400 annual Hilton resort credit.
2. Airline Statement Credit: The card offers up to $200 airline statement credit.
3. Complimentary Elite Status: The card offers Complimentary Hilton Honors Diamond status, providing a range of benefits and perks at Hilton properties.
4. Annual Fee Exemption: Active-duty military members can enjoy an annual fee exemption for the Hilton Honors American Express Aspire Card.

Marriott Bonvoy Brilliant American Express Card

1. Hotel Night Certificate: The card offers a Free hotel night certificate worth up to 85,000 points each card anniversary.
2. Travel Credits: The card offers statement credits for qualifying dining purchases and Uber Cash each month.
3. Elite Status: The card offers Complimentary Marriott Bonvoy Platinum Elite status.
4. Annual Fee Exemption: Active-duty military members can enjoy an annual fee exemption for the Marriott Bonvoy Brilliant American Express Card.
5. Bonus Points: The card offers 6x Marriott Bonvoy points at Marriott properties and 3x Marriott Bonvoy points at U.S. restaurants.

It's important to note that eligibility for Amex's active-duty military benefits includes active-duty members of any military branch of the U.S. Armed Forces, active-duty reserves, National Guard active-duty for more than 30 consecutive days, a commissioned officer of a PHS or NOAA, U.S. citizens serving with the U.S. allied forces, and the spouse of an active-duty military member when there is joint credit extended.

The Servicemembers Civil Relief Act (SCRA) and the Military Lending Act (MLA) were established to help reduce financial burdens and provide consumer credit protection for qualifying military members. American Express adheres closely to the requirements of the SCRA and MLA, and eligible active military members won't be charged the annual fee, and other fees, on select credit card products.

Finally, the Amex Gold card does not charge any foreign transaction fees, making it a great card to have in your wallet when traveling outside of the U.S.

1. Apart from providing valuable consumer credit protection, American Express offers news about entertainment, lifestyle, technology, education-and-self-development, casino-and-gambling, sports, and business-related updates to its cardholders through its news section.
2. Active-duty military members can benefit from finance-related information, including personal-finance tips and investing advice, on various American Express platforms, aiding them in managing their financial affairs.
3. The Amex Gold Card's no preset spending limit and fee waivers make it an ideal choice for business expenses, as well as personal-finance management, offering flexibility in both situations.
4. The Amex Platinum card's travel-related perks extend to various business-oriented travel expenses, such as flights and hotels, while providing entertainment options, like lounge access and dining credits.
5. The Amex Gold Card's food-related perks include dining credits at restaurants, making it a viable option for personal and entertainment-related expenditures, as well as business meals.
6. The Delta SkyMiles Reserve American Express Card's inflight savings and checked baggage allowance contribute to travel and entertainment costs, making it beneficial for both personal and business travel.
7. The Hilton Honors American Express Aspire Card's hotel credits and airline statement credit cater to both personal and business-related travel expenses, offering flexibility for both situations.
8. The Marriott Bonvoy Brilliant American Express Card's hotel night certificate and travel credits can be utilized for personal vacations, while the elite status can provide benefits during business trips, merging both personal and professional facets.

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