Enhanced Social Payments for High-Income Workers, Effective from 2026
In the realm of employment, a significant change has been unfolding this year. The combined contribution towards health insurance by both employees and employers now stands at 14.6% of gross wages, marking a slight increase from previous years.
At the beginning of 2022, the average additional contributions rose to 2.9%. This increase, while modest, is a noticeable shift in the financial landscape of employment.
Looking ahead, the planned contribution assessment ceiling for statutory health insurance (GKV) and long-term care insurance (PV) in 2026 is set to rise. The annual limit will increase to €69,750, equating to €5,812.50 per month. This is a significant jump from the current ceiling of €66,150, or €5,512.50 per month.
Each autumn, a working group determines an orientation value for the average additional contribution in the following year. However, the exact contribution each health insurance fund sets for its insured is based on their individual financial situation.
Recent developments have sparked concerns among political figures. Dennis Radtke (CDU) has stated that the federal government has limited scope for action regarding wages due to the increase in average additional contributions. He also mentions a potential increase in additional contributions in the SHI, which could hit many employees twice instead of providing relief.
The rising costs of healthcare expenditure are not limited to the increase in contributions. According to recent reports, healthcare expenditure by the approximately 90 health insurance funds increased by 7.95% to €166.1 billion in the first half of the year.
In an effort to alleviate the financial burden on workers, Reiner Holznagel, president of the Federal Association of Taxpayers, has suggested cuts in social benefits as a possible solution.
These developments highlight the ongoing challenge of managing healthcare costs and the potential impact on employees' wages and benefits. As the situation continues to evolve, it is crucial to stay informed and consider the potential implications for our wallets and wellbeing.
