International Health Insurance Offering by Genki Native specifically designed for Digital Nomads
In the ever-evolving world of digital nomads and expats, securing reliable and comprehensive health insurance is crucial. Enter Genki Native International Health Insurance, a product designed specifically for international travelers and expatriates, introduced in 2023.
Genki Native offers two packages: Basic and Premium. The Basic plan, starting at 180€ per month for digital nomads between the ages of 20 and 34, provides coverage of up to 1€ Million per insurance year. On the other hand, the Premium plan, starting at 260€ per month, offers unlimited coverage for medical expenses in a single insurance year.
One of the standout features of Genki Native is its easy sign-up process. You can complete the process online in a matter of minutes, and a personal quote can be requested directly on the Genki website.
Digital nomads often spend more time abroad than in their home country, making comprehensive international health insurance a necessity. With Genki Native, you can travel the world worry-free, knowing that you have 24/7 support to answer questions about policies, coverage, and claims.
Direct billing is available with Genki Native, meaning they will pay the hospital or doctor treating you directly, so you don't have to front the bill. Reimbursements for medical expenses covered by Genki Native can be received within three business days.
Genki Native covers a wide range of medical procedures, including routine and emergency care. However, it's important to note that professional sports injuries are not covered if the individual is paid to play a sport and is injured during practice or a game. Additionally, Genki Native does not cover maternity costs until after 12 months of coverage with Genki Native Premium.
It's also worth mentioning that Genki Native does not include travel insurance coverage for travel expenses like trip cancellation or interruption, lost or stolen baggage, and flight delays. If you believe travel insurance is better for your situation, consider Genki Explorer.
Genki Native international health insurance does not require a residency to sign up, making it accessible to digital nomads and expats worldwide. However, the rate for Genki Native can change depending on factors like age, pre-existing conditions, and coverage in the US.
In the opinion of Nomads Embassy, Genki Native Premium is the better option for digital nomads who plan to apply for a digital nomad visa and settle down in a country for a year or two. For those who plan to travel the world and switch countries every few months, Genki Native Basic may be more beneficial due to its lower cost and coverage limit.
Genki Native international health insurance is not for everyone, but for digital nomads, expats, or long-term travelers, it offers peace of mind and comprehensive coverage, allowing you to focus on your adventures without worrying about healthcare.
