Real-world Asset Finance (RWAfi) explained: An overview of Plume Network (PLUME)
Plume Network, a new entrant in the blockchain industry, has recently made waves with its innovative approach to Real-World Asset (RWA) Finance. The platform, now listed on Binance and trading from August 18, 2025, is designed to cater to the needs of the RWA segment.
At its core, Plume Network leverages EVM compatibility for seamless integration with existing DeFi platforms. This feature ensures a smooth transition for users accustomed to Ethereum-based DeFi applications.
Plume's native token, PLUME ($PLUME), fuels all activity within the network. The platform also introduces several innovative features, including Real-World Asset Tokenization, a Modular EVM Layer-2 Architecture, and Enhanced Security.
One of the key aspects of Plume's ecosystem is the Plume Chain, a full-stack Layer 1 blockchain for RWA tokenization. It uses a two-tiered consensus mechanism called Proof of Representation. This mechanism ensures the security and integrity of tokenized assets.
Plume addresses the challenges associated with the RWA space by introducing interoperability with other blockchains and facilitating cross-chain transfers. This cross-chain interoperability enhances accessibility and interoperability, enabling users to bring their real-world assets online using a streamlined process and compliance verification.
The Plume ecosystem also includes the Plume Passport, a smart cryptocurrency wallet that facilitates easy management of users' real-world assets. It introduces features like gasless transactions and in-built compliance monitoring.
Nest is Plume's staking protocol, offering RWA owners a yield-earning opportunity. Plume ETH (pETH) is a token that represents staked Ether, allowing users to mint and borrow against their NFTs with a 5% interest rate for minting.
Plume Network also introduces Arc, an open-source RWA tokenization engine that allows businesses to tokenize assets in compliance with US securities regulations. The platform uses SkyLink, a cross-chain RWA distribution solution, and Nexus, an on-chain data highway, as key aspects of its ecosystem for RWA tokenization.
Plume USD (pUSD) is Plume Network's US dollar-pegged stablecoin, backed indirectly by stablecoins USDT and USDC. It is designed to partner with DeFi platforms, providing a stable currency for transactions within the ecosystem.
Plume prioritizes safeguarding tokenized assets via robust on-chain compliance mechanisms and custody solutions. It incorporates KYC/AML compliance at the chain level to enable compliant issuance and trading of RWAs in different jurisdictions.
In summary, Plume Network is a Layer 1 blockchain designed for the RWAfi segment, offering a seamless integration with existing DeFi platforms, innovative features, and robust security measures. Its listing on Binance marks a significant step forward in its mission to revolutionise the RWA space.