Ripple Purchases Stablecoin Platform Rail for a Sum of $200 Million
Ripple, a leading provider of enterprise blockchain and crypto solutions, has announced its acquisition of Rail, a stablecoin-powered platform for global payments, for $200 million. The deal, expected to be finalized in the fourth quarter of 2025, pending regulatory approvals, is a strategic move that deepens Ripple's involvement in the fast-growing stablecoin ecosystem.
BhanuKohli, Rail's CEO, shares a vision with Ripple and is excited to bring Rail's innovation to the millions of businesses that move money internationally. With Rail forecasted to process over 10% of the $36B global B2B stablecoin payments, the acquisition is a response to the growing importance of stablecoins in modern finance.
Ripple has previously launched its own stablecoin called RLUSD and the acquisition of Rail is part of its ongoing commitment to the crypto sector. The deal also marks Ripple's digital assets footprint expanding beyond XRP into stablecoins and payments infrastructure.
The acquisition of Rail adds virtual accounts and automated back-office infrastructure to Ripple's capabilities, streamlining operations. This move is expected to deliver the most comprehensive stablecoin payments solution available in the market once finalized.
The timing of the deal suggests a strategic move by Ripple to capitalize on the favorable regulatory environment for crypto. The United States Securities and Exchange Commission (SEC) recently presented a regulatory reform agenda that includes proposals favoring cryptocurrencies, aiming to ease rules and better integrate digital assets with the traditional financial system. These reforms were outlined by SEC Chair Paul Atkins in 2025.
The acquisition of Rail comes weeks after US President Donald Trump enacted laws favorable to crypto. Ripple's recent acquisition of prime brokerage Hidden Road in a $1.25 billion deal also indicates its significant investment in the crypto and financial infrastructure sectors.
Monica Long, Ripple President, sees Rail as a means to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments. She shares Long's vision, stating that the acquisition is a step towards building a more efficient, secure, and inclusive financial system.
The strategic moves by Ripple are not limited to the acquisition of Rail and Hidden Road. The company continues to explore opportunities in the crypto sector, aiming to shape the future of global payments.
