The Importance of Travel Insurance: A Potential Expense of £100,000 Highlights Its Necessity
In light of the upcoming changes in visa-free travel across the eurozone and the renewed interest of holiday-starved Brits in escaping abroad this summer, A.W. Lymn The Family Funeral Service is urging holidaymakers to ensure they have the correct travel insurance before setting off.
The company, which is a funeral service firm based in Nottingham, has more than 30 years of experience dealing with repatriation. Jackie Lymn Rose, Director at A.W. Lymn, has stressed the importance of taking the necessary precautions and having the right protections in place.
Travel insurance is crucial for covering the costs of repatriation of a body in the event of death overseas. It will likely cover the main costs of repatriation as well as legal, interpretation, and translation fees.
However, Brexit may have an impact on travel insurance. According to a report by MoneySuperMarket, 23% of Brits are still planning to visit the EU without insurance. This could potentially leave them vulnerable and financially burdened in the event of a tragedy.
The Association of British Insurers (ABI) and the British Insurance Brokers' Association (BIBA) conducted research on this topic and found that 43% of respondents do not buy travel insurance when traveling.
If a person does not have insurance, it is the responsibility of the bereaved to appoint and pay for either a burial or cremation abroad or organise for the body to be brought back to the UK. This can be a costly and stressful process, especially when dealing with the grief of losing a loved one.
Anyone transporting human remains by air must follow strict International Air Transport Association (IATA) rules. Jackie Lymn notes that some remains from abroad do not comply with these regulations, which could mean a family is advised not to visit the chapel of rest to pay their last respects.
Repatriation can only take place once all local procedures are complete, which in some instances could include a post-mortem examination. This process can take time and cause further distress for the family.
The travel experts at Forbes are offering advice on booking a holiday, and they emphasise the importance of having a comprehensive travel insurance policy. Having insurance will always offer valuable peace of mind when holidaying abroad.
Insurance Edge believes that the UK will never truly leave the regulatory orbit of the EU for tourists. This means that travel insurance policies may still provide cover for events that occur within the EU, but it is essential to check the details of the policy to ensure it covers all necessary aspects.
In conclusion, with the uncertainty surrounding Brexit and the increased interest in travel, it is more important than ever to ensure that you have the correct travel insurance in place. By doing so, you can protect yourself and your loved ones from unexpected costs and stressful situations.
