Unrestricted virtual bank account accessible without obligations or prerequisites

Giro account, an essential aspect of daily life: Utilized for money receipt, transfer, and cashless payment.

, and Administrator

2025 September 13 . 9:21 AM

2 min read

Unrestricted, web-based bank account - devoid of obligations, devoid of prerequisites

Unrestricted virtual bank account accessible without obligations or prerequisites

In the ever-evolving world of banking, simplicity and transparency are key. easyGiro online, a no-frills account offered by VR Bank Dreieich-Offenbach eG, is making waves by providing a straightforward and cost-effective checking account solution.

This account is designed for everyday financial transactions, including receiving or transferring money and paying without cash. It's a breath of fresh air in the industry, with additional fees for optional services clearly visible, and conditions such as a monthly salary or minimum income deliberately omitted.

One of the standout features of easyGiro online is the seamless account switch process. Whether you're looking to switch from your current checking account or start fresh, the process is straightforward and can be done both online and in one of the local branches. Your existing direct debits, standing orders, and payment partners are automatically transferred during the switch, making the transition smooth and hassle-free.

Joint accounts can be easily opened with girocards for all account holders, further enhancing the account's flexibility. For those seeking global payment options, an optional credit card is available for worldwide flexible payment.

But that's not all. easyGiro online is part of a comprehensive service concept oriented towards modern bank customers. It sets a clear signal that basic financial services do not have to be complicated and should not be chargeable.

Interestingly, the bank named by Stiftung Warentest in their September 2025 issue as offering a completely free online checking account for customers under 30 years old or those who have a monthly incoming payment of at least €700 is 1822direkt with its GiroDirekt account.

For those in Offenbach and its surrounding areas, subscribing to a free newsletter can provide news from the city and district. After the switch, mobile banking functions via app are available for use anytime and anywhere.

It's worth noting that many people pay account management fees for this service, with 22% paying between €50 and €99 per year and 21% paying €100 or more, according to a Verivox study. With easyGiro online, however, the service is completely free.

Cooperative bank members also benefit from additional advantages such as credit card conditions, overdraft interest rates, and an attractive member yield with active account usage.

In conclusion, easyGiro online is a game-changer in the banking industry, offering a simple, transparent, and free checking account that meets the needs of modern bank customers. Whether you're a student, a young professional, or simply someone looking to streamline your finances, easyGiro online could be the solution you've been searching for.